Below are the key details regarding G21 Credit Enhancement and long-term financing solutions:

CURRENT LENDING CLIMATE:

• Due to the past international financial crisis linked to mortgage bubbles, many lending banks remain reluctant to accept mortgage and collateral guarantees from the USA and Europe.

G21 CREDIT ENHANCEMENT SOLUTION:

• Our investor group issues Letters of Guarantee for both principal and interest and Insurance Certificates.
• These guarantees include AAA-rated Bonds, Eurobonds, or U.S. Treasury Bonds, accepted by international financial institutions for long-term financing of profitable private projects.

FINANCING TERMS:

• 100% project financing.
• Fixed annual interest rate of 5%.
• Loan terms are available for 10, 20, or 30 years.
• Grace periods of 1, 2, 3, or 4 years based on the project’s cash flow.

PROJECT APPROVAL PROCESS:

• Approved projects must improve their documentation, including the Letter of Intent.
• The cost of issuing Letters of Guarantee, Insurance Certificates, and Reinsurance is not considered an advance payment or legal cost but serves as a necessary guarantee for the lending bank to plan to close and funding.

REQUIREMENT FOR ISSUING GUARANTEES:

• If the approved project does not cover the cost of the necessary guarantees and collateral, our investor group will not issue them.
• Without guarantees, credit funding cannot proceed.

TIMELY EXECUTION:

• Once the Letter of Intent and documentation are submitted, funds, guarantees, and collaterals are coordinated and blocked with the lender bank and investor group.
• Delays can result in additional costs for maintaining blocked guarantees and funds.

CLOSING AND FUNDING PROCESS (WITHIN 10 BANKING DAYS):

• Issuance of Letters of Guarantee, Certificate of Insurance Policy and Reinsurance.
• Exchange of investor group guarantees for lender bank funds through a closing bank.
• Trading of bonds, Eurobonds, and U.S. Treasury bills on the New York Stock Exchange (regulated by the SEC).
• Issuance of promissory notes and release of funds to the approved project’s bank account.
• Transfer the Loan Guarantee Amount to the beneficiary after deducting our rightful 4% commission.

LOAN PRINCIPAL STRUCTURE:

• The loan amount includes both the requested funds and a sinking fund.

SINKING FUND MECHANISM:

• The investor group deposits AAA-rated Bonds, Eurobonds, or U.S. Treasury Bonds in the lender bank to secure the loan principal.
• At the end of the loan period, the sinking fund automatically cancels the loan principal.
• Clients are only required to pay fixed semi-annual interest payments after the grace period.

CLIENT GUARANTEES:

• Client-provided guarantees are only referential, as our investor group issues the necessary AAA-rated guarantees for long-term private financing.

NEXT STEPS:

• If you believe that G21’s advanced financial solutions can help you to realize your investment project, we are ready to assist.
• Please complete the attached Loan Guarantee Request Form for evaluation by our credit committee.
• If approved, you will receive a Letter of Intent and full documentation outlining the terms and procedures for closing and funding.

WE LOOK FORWARD TO SUPPORTING YOUR FINANCIAL NEEDS.

(*) https://www.investopedia.com/terms/c/creditenhancement.asp
      https://en.wikipedia.org/wiki/Credit_enhancement