When you apply for a loan, the lender bank typically requests information about your COMPANY income and credit history to ensure that you can repay the loan.

If the loan is large or the lender bank isn’t confident that you will be able to make the payments, he may request collateral or a guarantee Triple A.

G21 CREDIT ENHANCEMENT ABOUT GUARANTEES AND COLLATERAL
When you use guarantee to obtain a loan, your COMPANY must pledge one or more of your assets as security for the loan.

If you fail to make your payments, the lender bank can foreclose on the collateral you pledged and sell it to recover the debt. For example, to secure a loan guarantee request, you typically pledge the home as collateral. If you fall behind in your mortgage payments, the bank may sell your home.

A Loan Guarantee that you can achieve through GATEWAY 21 BANKERS is a loan in which a company has agreed to be responsible for the debt in the event of default to the lending bank.

Lender banks will grant a Loan Guarantee if your company has Triple A guarantees and collateral.

G21 CREDIT ENHANCEMENT through an investment group provides guarantees and collateral that are accepted by international lender banks for long-term loans to private companies and profitable projects.

G21 CREDIT ENHANCEMENT BUSINESS IMPLICATIONS
Many lender banks that lend to businesses require personal guarantees in addition to collateral. If your company guarantees a loan and you sign a personal guarantee, you are agreeing to repay the loan using your own assets if the company defaults.

However, if you use collateral and do not sign a personal guarantee, the lender can take your collateral and sue the company for the rest but cannot take any of your personal assets.

Guarantees and Collateral are products that G21 CREDIT ENHANCEMENT offers to international private companies, through an Investor Group to support credit operations granted by a Lender bank.

Guarantees and collateral are used to improve the debt issuance risk ratings of clients. Through the G21 CREDIT ENHANCEMENT it facilitates their access to Lender Banks, and/or improve the conditions, so that they can obtain financing themselves.

Guarantees and collateral can be used to obtain financing from international lending banks.

G21 CREDIT ENHANCEMENT helps the client to obtain the necessary financing and contributes to the development of your company and your country’s economy.